Banking & Financial Services
Check Your CIBIL Score Free — Loan Eligibility Guide
A Credit Score (CIBIL Score) is a 3-digit number (300–900) representing your creditworthiness. Calculated by TransUnion CIBIL based on loan repayment history, credit utilization, and account history. Score above 750 is excellent for loans.
Go to cibil.com > Get Your Free CIBIL Score.
Register with PAN, DOB, address, and mobile number.
Answer authentication questions based on your credit history.
Free score and report available once a year. Paid subscription for monthly access.
If score has errors, raise a dispute at cibil.com > Dispute Center with supporting documents.
Score of 750+ is excellent. Below 650 may lead to rejection or higher interest rates.
Pay all EMIs and credit card bills on time, reduce credit utilization below 30%, avoid multiple loan applications.
No, checking your own score (soft inquiry) does not affect your CIBIL score. Only lender hard inquiries affect it.
Free once a year. Paid subscription: ₹550/year for monthly reports.
022-61404300 | cibil.com