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Banking & Financial Services

Income Tax Filing

File ITR Online — Get Refunds & Stay Compliant

Official Website 1800-103-0025 (toll-free) | 1800-419-0025 | 080-46122000
Fees: Filing is free on the official IT portal.
Processing: Refunds processed within 20–45 days of e-verification.

What is Income Tax Filing?

Income Tax Return (ITR) is a form filed with the Income Tax Department declaring your annual income, deductions, and tax paid. It is mandatory for individuals with income above ₹2.5 lakh (₹3 lakh for seniors).

Who Can Apply

  • Individuals with annual income above ₹2.5 lakh
  • Companies, firms, LLPs (mandatory regardless of income)
  • Individuals wanting to claim tax refund
  • Anyone with foreign income or assets

Documents Required

  • PAN and Aadhaar
  • Form 16 (from employer)
  • Bank account details (for refund)
  • Investment proofs (80C, 80D etc.)
  • Form 26AS / AIS from IT portal

Step-by-Step Guide

1

Register on IT Portal

Go to incometax.gov.in and register/login using PAN as User ID.

2

Download Form 26AS

Check TDS, advance tax, and other credits under "e-File > Income Tax Returns > View Form 26AS".

3

Select ITR Form

ITR-1 (salaried), ITR-2 (capital gains), ITR-3 (business/profession), ITR-4 (presumptive income).

4

Fill & Verify Details

Pre-fill data auto-populates. Verify income, deductions (80C, HRA, LTA), and tax payable.

5

e-Verify

e-Verify using Aadhaar OTP, Net Banking, or Demat account. Or send signed ITR-V to CPC Bengaluru within 30 days.

Important Tips

  • File before deadline to avoid penalties and interest
  • Pre-verify AIS/TIS for accuracy before filing
  • Claim all eligible deductions: 80C (₹1.5L), 80D (health insurance), HRA
  • Link Aadhaar with PAN for seamless e-verification

Frequently Asked Questions

QWhat is the deadline for ITR filing?

For individuals: July 31 (original), December 31 (belated), March 31 (updated return with penalty). Check each year as dates may change.

QWhat if I miss the ITR filing deadline?

You can file a belated return till December 31 with a penalty of ₹1,000–₹5,000. After that, updated return with 25–50% additional tax.

QWhich ITR form should salaried employees use?

Salaried employees with income only from salary, one house property, and other sources (below ₹50L total) should use ITR-1 (SAHAJ).

QHow to get Form 16 from employer?

Employers must issue Form 16 by June 15. If not received, follow up with HR. You can also check TDS in Form 26AS.

Fees

Filing is free on the official IT portal.

Helpline

1800-103-0025 (toll-free) | 1800-419-0025 | 080-46122000

Processing: Refunds processed within 20–45 days of e-verification.